Thailand is deservedly considered one of the most attractive destinations for retirement. The country has created all the necessary conditions for comfortable living, combining a favorable climate, unique nature and rich cultural heritage. Particular attention is paid to the creation of infrastructure aimed at foreign pensioners, which is supported by the development of a special visa program.
The main requirement for obtaining a retirement visa is a stable passive income or significant savings. This condition ensures the financial stability of residents, allowing them to enjoy all the benefits of life in the Kingdom without unnecessary restrictions. Thai legislation strictly regulates the activities of retirement visa holders, not allowing work permits.
The choice of Thailand as a place to spend the retirement period is also due to the high level of medical care and availability of services. The hospitality of the local population, the relatively low cost of living and the opportunity to enjoy a diverse cultural program create an additional advantage for those who decide to spend their retirement years in this country.
Best Properties in Thailand
Types of Thailand visas for retirees
Thailand offers several non-immigrant visa options for retirees, allowing you to choose the best option for long-term residency.
Nonimmigrant O visa
Provides for an initial stay in Thailand of up to 90 days with the possibility of extension up to one year , which allows a total stay in the country of up to 15 months. However, any work activity is strictly prohibited.
| Requirements |
|---|
| The applicant must be at least 50 years of age at the time of application. |
| The applicant must not be inadmissible to the Kingdom under the Immigration Act BE 2522 (1979). |
| The applicant must prove his/her financial solvency: or have a bank deposit with a balance of at least 800,000 baht; or provide an original certificate of monthly income (pension) of at least 65,000 baht; or a combination totaling at least 80,000 baht. |
| It is necessary to provide documents confirming the existence of accommodation (for example, a rental agreement with a TM 30 receipt in Bangkok). |
| Note: When applying through an embassy/consulate or via E-Visa, additional documents such as health insurance and a certificate of good conduct may be required. |
When applying for a visa directly at the Bangkok Immigration Office, the procedure can take up to two weeks, and an extension is made 60 days after the visa is issued. Additionally, a multiple entry option is available, allowing free departures and re-entries into the country.
Non-immigrant visa OA (Long Stay)
The Non-Immigrant OA visa is for retirees who wish to stay in Thailand for one year . This visa can only be obtained through the Royal Thai Embassy/Consulate or through the e-Visa system. Upon entry into the country, the visa holder is entitled to one year of residence, but an annual renewal of health insurance is required.
| Requirements |
|---|
| The applicant must be at least 50 years of age at the time of application. |
| The applicant must not be inadmissible under the Immigration Act BE 2522 (1979). |
| Possession of citizenship or permanent residence in the country where the application is submitted (if necessary, a copy of the certificate of residence). |
| Valid medical insurance for the entire period of stay, with COVID-19 coverage of at least 3,000,000 baht (100,000 USD) per year. For foreign companies, the original policy with two copies is required, for Thai companies - the original or two copies. It is also necessary to provide an insurance certificate issued in accordance with the requirements of local authorities. |
| A certificate of no criminal record issued no more than three months ago; an electronic certificate without signatures will not be accepted. |
| A medical certificate confirming the absence of diseases specified in the regulations (leprosy, tuberculosis, drug addiction, elephantiasis, third stage of syphilis), valid for no more than three months. |
| Proof of financial solvency: a bank deposit of at least 800,000 baht, or an original certificate of monthly income (pension) of at least 65,000 baht, or a combination that provides a total of 80,000 baht. When providing a bank statement, a confirmation letter from the bank (original) is required. |
| Completed supplementary application form for Non-Immigrant “OA” (Long Stay). |
| An itinerary with information about departure from the applicant's country. |
| Confirmation of hotel reservations or other accommodation options. |
Non-immigrant visa category OX
The visa allows you to stay in Thailand for up to 5 years with the possibility of re-issuance for a total stay of up to 10 years. This visa can only be issued through the Royal Thai Embassy or Consulate in the country of residence. This type of visa is only available to citizens of a number of countries .
| Requirements |
|---|
| The applicant must be at least 50 years of age at the time of application. |
| The applicant must not be inadmissible under the Immigration Act BE 2522 (1979). |
| Applicants must be citizens and passport holders of participating countries including: Australia, Denmark, Finland, France, Germany, Italy, Japan, Netherland, Norway, Sweden, Switzerland, United Kingdom, Austria, Belgium, New Zealand, South Korea, Canada, United States. |
| Valid medical insurance for the entire stay, with COVID-19 coverage of at least 3,000,000 baht (100,000 USD) per year. The original policy (with two copies) for foreign companies or two copies (or the original with two copies) for Thai insurance companies, as well as a certificate in accordance with local requirements, are required. |
| A certificate of no criminal record issued no more than three months ago. An online version without a certified signature will not be accepted. |
| A medical certificate confirming the absence of diseases specified in the Regulations (leprosy, tuberculosis, drug addiction, elephantiasis, third stage syphilis), valid for no more than three months. |
| Proof of financial solvency: a bank deposit of at least 3 million baht in Thailand or a deposit of at least 1.8 million baht with an annual income of at least 1.2 million baht. The specified amount must be maintained in full for one year and not fall below 0.5 million baht thereafter. |
| Itinerary with flight information from the applicant's country to Thailand. |
| Confirmation of hotel reservations or other accommodation options. |
Applying for a retirement visa for a spouse
If your partner also intends to spend his/her retirement years in Thailand and is not a Thai citizen and meets all the necessary requirements, he/she may be eligible for a Thailand retirement visa.
If your spouse is under 50 or does not qualify for a retirement visa, they can still come with you on a dependent visa.
Key points:
This visa is subject to annual renewal.
In case of divorce the visa becomes invalid.
To apply, you must provide:
Spouse's passport, valid for at least 6 months.
Documentary evidence of your marriage (e.g. marriage certificate).
Evidence of your financial solvency to support your spouse (financial documents).
Alternatives to Thailand Retirement Visa
In addition to the traditional retirement visa, Thailand offers other long-term visa solutions that may better suit your individual requirements and lifestyle in the country.
LTR visa
The LTR (Long Term Resident) visa is available in four categories, one of which is specifically targeted at retirees. This type of visa allows multiple entries with an initial stay of up to 5 years and a potential extension of up to 10 years. One of the main benefits is that the standard 90-day report to immigration is replaced by a more convenient annual report, freeing you from the need to regularly deal with visa formalities. Additionally, expedited processing at airport security makes this option particularly attractive.
Thailand Elite Visa
If you prefer a more comfortable and prestigious stay, consider the Thailand Elite program. This membership visa provides multiple entries and allows stays of 5 to 20 years. Members of the program have access to a wide range of privileges: free spa treatments and medical services, exclusive gifts, discounts, and fast-track immigration at airports. This is one of the most convenient and cost-effective ways to stay in Thailand for a long time.
Popular Retirement Destinations in Thailand
Thailand offers a wide range of destinations to suit the different preferences of retirees. From vibrant city centres to tranquil retreats, coastlines to secluded islands.
Bangkok
Thailand's capital city attracts retirees with its cosmopolitan style and rich cultural life. It successfully combines historical traditions with modern amenities, offering a variety of restaurants, entertainment venues and opportunities for active leisure.
Chiang Mai
Situated in the north of the country, Chiang Mai is known for its cozy atmosphere and relaxed pace of life. This city is ideal for those who value tranquility, cultural enrichment and picturesque natural landscapes that create conditions for a full-fledged retirement.
Phuket
Phuket, Thailand's second largest island, is famous for its stunning beaches, clear waters and lively coastal areas. This resort area is a great choice for those who dream of combining tropical nature with modern amenities.
Pattaya
Situated along the east coast, Pattaya and the surrounding areas of Chonburi offer retirees sunny beaches and a vibrant atmosphere. It offers a good mix of relaxation and active recreation, as well as a variety of culinary and entertainment options.
Koh Samui
The country's second largest island combines tropical charm with the comforts of modern life. Koh Samui is known for its pristine beaches, green landscapes and relaxed atmosphere, making it the perfect place for a relaxing and quality retirement.
Hua Hin
Hua Hin is a cosy coastal town located just a few hours from Bangkok. With its mild climate, sandy beaches and active expat community, the town offers a wide range of entertainment, sports and cultural activities, making it an attractive long-term retirees’ destination.
Answers to frequently asked questions
What is the minimum age to get a retirement visa in Thailand?
A pension visa is available to individuals who have reached the age of 50.
Is it possible to apply for a retirement visa online?
Yes, for some visa types, including retirement visas, an electronic submission system ( e-Visa ) is available, allowing you to apply online. However, for long-term visas, such as OX, you may need to visit a Thai embassy or consulate in person to complete the process. If you have any questions or need assistance, our visa agency is ready to provide full support at every stage of the application process.
Can I access healthcare as a retiree in Thailand?
Yes, retirees with a residence visa in Thailand have access to a modern and affordable healthcare system that meets international standards. The country has a wide variety of hospitals, clinics, dental offices and specialized institutions, allowing you to be confident in receiving high-quality medical care at all times.
In addition, under the Thailand Privilege Card, Diamond, Platinum and Gold cardholders can receive a complimentary initial medical check-up, while follow-up check-ups, dental, wellness and fitness services can be paid for using bonus points. Reserve members are also entitled to an annual medical check-up during their membership.
Do I need health insurance for a retirement visa?
For OA and OX visas, health insurance is mandatory. For a standard O visa, insurance is not mandatory, but is highly recommended for additional protection.
How often does a retirement visa need to be renewed?
A standard O visa is issued for 90 days with the possibility of extension up to one year. An OA visa is issued for one year with mandatory annual extension, and an OX visa can be valid from 5 to 10 years, but it must be renewed annually.
Is it possible to work on a retirement visa?
A retirement visa does not grant the right to work in Thailand. A separate permit is required for employment in this country.